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Taking Interest: Difference between revisions
From Halachipedia
→Lending Commodities for Other Commodities
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# An alternate heter iska that is in use today is where the entire sum is considered an investment and there's no loan at all. Some argue that one shouldn't use this heter iska.<ref>Brit Yehuda ch. 40 fnt. 2 writes that the gedolim of previous generations didn't endorse a complete pikadon heter iska since it isn't based on Chazal's institutions and is more of a harama.</ref> | # An alternate heter iska that is in use today is where the entire sum is considered an investment and there's no loan at all. Some argue that one shouldn't use this heter iska.<ref>Brit Yehuda ch. 40 fnt. 2 writes that the gedolim of previous generations didn't endorse a complete pikadon heter iska since it isn't based on Chazal's institutions and is more of a harama.</ref> | ||
==Lending | ==Lending Commodities== | ||
# It is rabbinically forbidden to lend<ref>Rosh respona 108:7 implies that lending commodities isn't forbidden in it of itself but the prohibition is only violated if the lender ends up collecting more than he borrowed. (Chelkat Binyamin (biurim 162:5 s.v. haloveh) rereads the Rosh.) The Ramban Shabbat 148b s.v. ha certainly holds that opinion. However, the Chelkat Binyamin 162:1 learns from Tosfot b"m 75a that it is forbidden even to set up such a transaction even if one never collects any gain. That approach is adopted as the halacha bu Shach 162:13 and Chelket Binyamin.</ref> items for the same quantity of that item.<ref>Shulchan Aruch 160:21. | # It is rabbinically forbidden to lend<ref>Rosh respona 108:7 implies that lending commodities isn't forbidden in it of itself but the prohibition is only violated if the lender ends up collecting more than he borrowed. (Chelkat Binyamin (biurim 162:5 s.v. haloveh) rereads the Rosh.) The Ramban Shabbat 148b s.v. ha certainly holds that opinion. However, the Chelkat Binyamin 162:1 learns from Tosfot b"m 75a that it is forbidden even to set up such a transaction even if one never collects any gain. That approach is adopted as the halacha bu Shach 162:13 and Chelket Binyamin.</ref> items for the same quantity of that item.<ref>Shulchan Aruch 160:21. | ||
Why is it only rabbinic interest to lend commodities? | Why is it only rabbinic interest to lend commodities? | ||
