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==General Laws of Shemitat Kesafim== | ==General Laws of Shemitat Kesafim== | ||
# At the end of the Shemittah year all loans are broken and may not be collected afterwards.<ref>Gemara Erchin 28b says that Shemittah only breaks loans at the end of the year. This is codified by the Rambam (Shemittah VeYovel 9:4) and Shulchan Aruch Choshen Mishpat 67:30.</ref> Most opinions hold that this mitzvah applies today on a rabbinic level.<ref> | # At the end of the Shemittah year all loans are broken and may not be collected afterwards.<ref>Gemara Erchin 28b says that Shemittah only breaks loans at the end of the year. This is codified by the Rambam (Shemittah VeYovel 9:4) and Shulchan Aruch Choshen Mishpat 67:30.</ref> Most opinions hold that this mitzvah applies today on a rabbinic level.<ref>Shulchan Aruch CM 67:1 writes that the mitzvah of Shemitat Kesafim applies today on a rabbinic level since Yovel doesn't apply today. Such is the opinion of the Rambam (Shemittah VeYovel 9:3) and Sefer Hachinuch 477. The Rama quotes some who hold that it doesn't apply at all nowadays but doesn't recommend relying on that opinion. Shach 67:2 quotes the Bach who says someone who follows the halacha in this matter should be blessed.</ref> | ||
# The year 5775 or 2015 according to their counting is a Shemittah. The next Shemittah year is 5782 or 2022 according to their counting. <ref>Even though there was a dispute regarding the correct year of the Shemittah, the Rama CM 67:1 writes the correct counting is that year 5334 is a shemittah year, making year 5775 a shemitta year, by simply adding 441 which is divisible by 7.</ref> | # The year 5775 or 2015 according to their counting is a Shemittah. The next Shemittah year is 5782 or 2022 according to their counting. <ref>Even though there was a dispute regarding the correct year of the Shemittah, the Rama CM 67:1 writes the correct counting is that year 5334 is a shemittah year, making year 5775 a shemitta year, by simply adding 441 which is divisible by 7.</ref> | ||
# Shemittah breaks a debt whether it was written in a document or it was just oral.<ref>Mishna Sheviyit 10:1, Shulchan Aruch Choshen Mishpat 67:2</ref> | # Shemittah breaks a debt whether it was written in a document or it was just oral.<ref>Mishna Sheviyit 10:1, Shulchan Aruch Choshen Mishpat 67:2</ref> |