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Charity: Difference between revisions
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==General guidelines== | ==General guidelines== | ||
# There is no bracha for the mitzvah of [[Tzedaka]]. See the footnote for different reasons suggested. <ref> The Sh"t HaRashba 1:18 explains that there's no bracha for the mitzvah of tzadaka because it depends on the reciever and since it is possible that he receiver will not accept the money, chazal didn't establish a bracha for the mitzvah. The Aruch HaShulchan YD 240:2 explains that the reason there is no bracha for Tzadaka is because both Jews and non-Jews do this deed. Since the primary difference between a Jew and non-Jew who take such actions is the intent, that the Jew does it in order to fulfill a mitzvah and the non-Jew does it because its moral, for such an action one may not say "Asher Kideshanu" - we were commanded in this specific action.</reF> | # There is no bracha for the mitzvah of [[Tzedaka]]. See the footnote for different reasons suggested. <ref> The Sh"t HaRashba 1:18 explains that there's no bracha for the mitzvah of tzadaka because it depends on the reciever and since it is possible that he receiver will not accept the money, chazal didn't establish a bracha for the mitzvah. The Aruch HaShulchan YD 240:2 explains that the reason there is no bracha for Tzadaka is because both Jews and non-Jews do this deed. Since the primary difference between a Jew and non-Jew who take such actions is the intent, that the Jew does it in order to fulfill a mitzvah and the non-Jew does it because its moral, for such an action one may not say "Asher Kideshanu" - we were commanded in this specific action.</reF> | ||
# Many opinions hold that if one decided to give charity mentally without expressing it verbally, one should fulfill that decision. <ref>There's two opinions in Shulchan Aruch C”M 212:8 if a mental thought to make something hekdesh or [[tzedaka]] is binding. The Rama C”M 212:8 and Y"D 258:13 writes that the halacha is that it is binding. Yachava Daat 6:52 has a doubt about the opinion of Shulchan Aruch. On the one hand, since there are two opinions in S”A, it would seem that the halacha is like the second one, who in this case is lenient. But, on the other hand, the second opinion is quoted as yesh mi she'omer in singular, whereas the first is quoted in plural yesh omrim. Yalkut Yosef y"d 247-259:12 just quotes S"A but doesn't give a definitive ruling. In one article of [http://www.dailyhalacha.com/displayRead.asp?readID=1205 DailyHalacha by Rabbi Mansour], he writes that we're lenient according to the opinion of the Daat Esh who says that everyone agrees that its not binding if the whole event was mental but there's a dispute if you said you'd give but didn't specify. However, the Yachava Daat 6:52 argues that this opinion is not implied by S"A. However, in another article [http://www.dailyhalacha.com/displayRead.asp?readID=2375 Rabbi Mansour] writes that we're machmir that it is binding according to the Or Letzion. </ref> | |||
==Who should give?== | ==Who should give?== | ||
# Even a poor person, himself supported from [[Tzedaka]], who has some money of his own that isn't needed for business, should give [[Tzedaka]] even if it’s only a small amount. <Ref>Kitzur S”A 34:2 </ref>. This is because he has a way of making a livelihood--namely, collecting [[Tzedaka]]--which won't be hampered by his giving [[Tzedaka]] <ref> ibid. </ref>. | # Even a poor person, himself supported from [[Tzedaka]], who has some money of his own that isn't needed for business, should give [[Tzedaka]] even if it’s only a small amount. <Ref>Kitzur S”A 34:2 </ref>. This is because he has a way of making a livelihood--namely, collecting [[Tzedaka]]--which won't be hampered by his giving [[Tzedaka]] <ref> ibid. </ref>. | ||
# A poor person who doesn't have much shouldn't feel bad that he can't give much, because his small amount is better than a lot from a wealthy person <ref> ibid. </ref>. | # A poor person who doesn't have much shouldn't feel bad that he can't give much, because his small amount is better than a lot from a wealthy person <ref> ibid. </ref>. | ||
# Someone who only has enough for his livelihood isn't obligated to give, since his livelihood takes precedence to others <ref> ibid. </ref>. | # Someone who only has enough for his livelihood isn't obligated to give, since his livelihood takes precedence to others <ref> ibid. </ref>. | ||
==How much to give== | ==How much to give== | ||
# The community should supply a poor person who asks in private the amount he is lacking with respect to his previous standard of living. However, to a poor person who is knocking on doors the community only needs to give him money for 2 meals and a place to stay. <Ref>Kitzur S”A 34:3 </ref> | # The community should supply a poor person who asks in private the amount he is lacking with respect to his previous standard of living. However, to a poor person who is knocking on doors the community only needs to give him money for 2 meals and a place to stay. <Ref>Kitzur S”A 34:3 </ref> | ||
# It is better to give a lot of poor people a little money, then to give one poor person a lot of money. <ref> Rambam Peirush Hamishnayot Avot 3:15 </ref> | # It is better to give a lot of poor people a little money, then to give one poor person a lot of money. <ref> Rambam Peirush Hamishnayot Avot 3:15 </ref> | ||
# One who gives to charity shouldn't give more than a fifth of his income, so that he doesn't become poor himself during his life; on his death bed, he can give up to 1/3 of his inheritance to charity <ref> KSA 34:4 </ref>. | |||
== | ==Whom To Give To== | ||
# The community should also give non-Jews food and clothing, similar to Jews, because of "Darchei Shalom" / so as to not promote poor relations with non-Jews <ref> KSA 34:3 </ref>. | # The community should also give non-Jews food and clothing, similar to Jews, because of "Darchei Shalom" / so as to not promote poor relations with non-Jews <ref> KSA 34:3 </ref>. | ||
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# The first year, one takes 1/10th of his principle. From then on, one takes 1/10th of the total of one's income minus one's living expenses. <ref> KSA 34:4 </ref>. | # The first year, one takes 1/10th of his principle. From then on, one takes 1/10th of the total of one's income minus one's living expenses. <ref> KSA 34:4 </ref>. | ||
# That was an average measure. The choicest Mitzvah is to give 1/5th of one's income <ref> ibid. </ref>. | # That was an average measure. The choicest Mitzvah is to give 1/5th of one's income <ref> ibid. </ref>. | ||
What to do with the Ma'aser money? | |||
# This money should go to the poor, not for some other purpose, e.g. giving candles to a shul <ref> ibid. </ref>. | |||
# If one had the opportunity to be a "בעל ברית" (?), help a poor bride and groom get married, and to buy Sefarim to learn and lend to others to learn--if he couldn't otherwise do those Mitzvos with his own money, without the Ma'aser money, he can use the Ma'aser money for these purposes. <ref> ibid. </ref>. | |||
# However, if one buys books with Ma'aser money, one must be careful to loan them to others unless one is using them (in which case one's use takes precedence). He should also be careful to write on them "from Ma'aser money", so that his children later don't take possession of them <ref> ibid. </ref>. | |||
. אם קונה ספרים ממעות מעשר, צריך לזהר להשאילן לאחרים, אם לא כאשר הוא צריך להם, אזי הוא קודם. וגם יזהר לכתוב עליהם שהם ממעות מעשר, למען לא יחזיקו בהם בניו אחריו - סימן רמ" | |||
==Taking Tzedaka== | ==Taking Tzedaka== | ||
