Categories of Ribbit: Difference between revisions
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(Created page with "Lending money on interest is one of the more severe prohibitions in the torah. <ref> The Gemara BM 71a says that one who lends with interest becomes poor and never recovers. T...") |
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#There is no prohibition of ribbit upon the borrower whenever it is rabbinic ribbit.<ref>Nemukei Yosef b”m 39b s.v. garsinan, Ritva there, Darkei Moshe 160:2, Rama 160:1</ref> | #There is no prohibition of ribbit upon the borrower whenever it is rabbinic ribbit.<ref>Nemukei Yosef b”m 39b s.v. garsinan, Ritva there, Darkei Moshe 160:2, Rama 160:1</ref> | ||
===Rentals=== | ===Rentals=== | ||
#It is forbidden to charge interest for a rental.<ref>Teshuvot Maimoniyot 15 records the opinion of Rabbi Eliezer Mtuch that interest is permitted for a rental. His proof is Macot 3a. However, the Bet Yosef 160:21 disagrees with this opinion.</ref> | #It is forbidden to charge interest for a rental.<ref>Teshuvot Maimoniyot 15 records the opinion of Rabbi Eliezer Mtuch that interest is permitted for a rental. His proof is Macot 3a. However, the Bet Yosef 160:21 disagrees with this opinion.</ref> | ||
#If someone got money not as a loan or as a deposit to safegaurd but because of theft or as a debt of rental or wages, even though one can't charge interest, if the one who is obligated to pay wants to pay more he can do so. However, some forbid in all cases.<ref>Brit Yehuda 2:17. He explains that Rabbi Eliezer Mtuch holds that there is no prohibition of interest when it was a case of a rental or wage. The Bet Yosef end of 160 rejects this opinion as does the Shach. However, the Bach 161 accepts it as a legitimate opinion. The Maharashdam YD 222 cited by Brit Yehuda claims that there's only a dispute if the one who deserves the rent or wage charges the interest but if the one who has the money decides to give extra that is permitted. Masat Binyamin 37 agrees. Brit Yehuda follows that opinion. </ref> | |||
# There is a dispute if money returned due to a erroneous sale is considered like a loan for the purposes of interest.<ref>Chatom Sofer YD 85 and Maharam Shik YD 161 dispute whether money that was taken because of a sale and then the sale falls through whether it is like a loan and it is permitted to pay interest or not. Maharshag 4 argues with the Maharam Shik.</ref> | |||
===Worker's Salary=== | ===Worker's Salary=== | ||
#It is forbidden to charge interest for wages of a worker.<ref>Gemara Bava Metsia 73a clarifies that there is interest for hiring a worker. Bet Yosef 160:21 clearly states this as well.</ref> | #It is forbidden to charge interest for wages of a worker.<ref>Gemara Bava Metsia 73a clarifies that there is interest for hiring a worker. Bet Yosef 160:21 clearly states this as well.</ref> | ||
