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| # If a person stole money he can return it together with interest since it wasn't a loan.<ref>Brit Yehuda 2:17</ref> | | # If a person stole money he can return it together with interest since it wasn't a loan.<ref>Brit Yehuda 2:17</ref> |
| # For example, if a person invested money with an agent and the agent stole that money for himself. The agent is not obligated to pay any interest upon the money he stole, however, if he does give it then the it is permitted for him to give it and the investor to take it since it wasn't a loan after it was stolen.<ref>Shulchan Aruch Y.D. 177:19</ref> | | # For example, if a person invested money with an agent and the agent stole that money for himself. The agent is not obligated to pay any interest upon the money he stole, however, if he does give it then the it is permitted for him to give it and the investor to take it since it wasn't a loan after it was stolen.<ref>Shulchan Aruch Y.D. 177:19</ref> |
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| ==Partnerships==
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| # It is forbidden for several Jews, two or more, to borrow from a bank or non-Jew with interest such that the non-Jew can collect from any one of them. The reason is that if one of them pays then the others are obligated to repay the one who paid the interest. Thereby the one who paid would be like he lent everyone else with interest and is being repaid with interest.<ref>Chavot Daat 170:1, Chelkat Binyamin 170:25 based on Graz 64 and Chavot Daat</ref> Solutions include: specifying that if one of them pays on behalf of everyone that everyone will repay the one who paid the capital and not interest and the one who paid the bank or non-Jew will lose out on the interest. Another solution is to specify with the bank or non-Jew that every borrower is only obligated up to a specific amount and there's no obligation of one borrower for another.<ref>Chelkat Binyamin 170:25</ref>
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| # If a Jew borrows on behalf of a Jewish partner or Jewish company from a bank or non-Jew with interest and then uses the partner or company's money to repay the loan that is considered interest. This is forbidden since the one signing is considered to have borrowed with interest and when he invests that money with the partner or company he is further lending it to another Jew with interest.<ref>Taz 170:3</ref> However, it is permitted if they originally borrowed in the name of all the partners or the entire company (aside from the other issue of the previous halacha, that one borrower can't be responsible for the entire loan).<ref>Chelkat Binyamin 170:25</ref>
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| # If a Jew borrows on behalf of a Jewish partner or Jewish company for a bank or non-Jew with interest as an investment to the partnership or company and he is working in the partnership or company some poskim are lenient.<ref>Taz 170:3 is lenient. Chavot Daat 170:1 is strict unless the other partner is unaware of the fact that the partner borrowed with interest. Also Chavot Daat is only lenient to pay the interest with the profits.</ref> The halacha is that it is permitted to pay off the interest from the profits that were made with the money that was invested but they should not be taken from the partnership or company if the interest is greater than the profits made from that money.<ref>Chelkat Binyamin 170:25 based on Graz</ref>
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| ==Rabbinic Prohibition of Interest== | | ==Rabbinic Prohibition of Interest== |
