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Being Careful With Other People's Money: Difference between revisions

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* Hilchot Bayit Ne'eman pg. 189 quotes from the Chida in the name of the Arizal that anybody who steals from a non-Jew, even an idol worshipper, that non-Jew will scream and litigate against the Jew when he dies.
* Hilchot Bayit Ne'eman pg. 189 quotes from the Chida in the name of the Arizal that anybody who steals from a non-Jew, even an idol worshipper, that non-Jew will scream and litigate against the Jew when he dies.
* see [https://www.yutorah.org/lectures/lecture.cfm/886659/rabbi-shay-schachter/the-prohibition-of-stealing-from-a-non-jew-gezel-akum/ The Prohibition of Stealing from a Non-Jew Gezel Akum by Rabbi Shay Schachter]</ref>  
* see [https://www.yutorah.org/lectures/lecture.cfm/886659/rabbi-shay-schachter/the-prohibition-of-stealing-from-a-non-jew-gezel-akum/ The Prohibition of Stealing from a Non-Jew Gezel Akum by Rabbi Shay Schachter]</ref>  
====Using Deception to Steal Something from a non-Jew====
# Acquiring money or merchandise from a non-Jew by tricking him is strictly forbidden.<ref>Halachos of Other People's Money pg. 44-45, Aruch Hashulchan CM 348:2, Rav Moshe Feinstein (Igrot Moshe CM 1:88), [http://halachayomit.co.il/en/default.aspx?HalachaID=3534/ Halacha Yomit] . see also Beer Hagolah 348 who writes that he has personally seen people who have attempted to become wealthy by deceiving non-jews, and eventually, their success turned to failure and their fortunes disappeared.
* see Rama 348:2.
* see [https://www.yutorah.org/lectures/lecture.cfm/884584/rabbi-aryeh-lebowitz/from-the-rabbi-s-desk-dan-s-toys-r-us-deal/ From the rabbi's desk: dan's toys-r-us deal] by Rabbi Aryeh Lebowitz for a more detailed discussion</ref>
# Examples:
## One may not lie about a child's age to receive a discounted admission price to an amusement park or the like.<ref> Halachos of Other People's Money pg. 46 in the name of Rav Zalman Nechemia Goldberg, [http://matzav.com/rav-elyashiv-on-nine-common-theft-issues/ Rav Elyashiv on Nine Common Theft Issues] by Rabbi Yair Hoffman</ref>
## An sales executive may not add fictitious expenses to his employer's bill, even if he reasons that since he has outperformed the other salesmen, the employer would be happy to provide this. One should certainly clarify this issue with his employer before doing so.<ref>Halachos of Other People's Money pg. 46 in the name of Rav Zalman Nechemia Goldberg</ref>
## If one purchases a phone which later becomes defective after the warranty expires. A friend who worked in an electronic store gives him a fake sales receipt, dated within the warranty. This is certainly prohibited.<ref> Halachos of Other People's Money pg. 47 in the name of Rav Zalman Nechemia Goldberg</ref> Similarly, if somebody borrows a friends AAA card for the free towing service although he himself is not a member, he is stealing the towing costs.<ref>Halachos of Other People's Money pg. 47</ref>
===Stealing from the Government===
===Stealing from the Government===
# It is equally forbidden to steal from the government, such as a federal or state government body.<ref> Halachos of Other People's Money pg. 34</ref>
# It is equally forbidden to steal from the government, such as a federal or state government body.<ref> Halachos of Other People's Money pg. 34</ref>
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# One who refuses to pay for something that he bought or to return something he took on consignment is in violation of this prohibition. For example, if a broker takes diamonds on credit to sell, and he uses the cash to pay for his own living expenses, but when the time came to pay for the diamonds he closed. Going out of business does not absolve him from paying for what he took, or to keep the diamonds and money still in his possession. Regarding bankruptcy of a corporation, a competent halachic authority should be consulted. <ref>Halachos of Other People's Money pg. 39. see [https://www.businesshalacha.com/en/article/bankruptcy-halacha Bankruptcy in Halacha] from the Business Halacha Institute, [https://www.jlaw.com/Articles/bank.html Bankruptcy: A Halakhic Perspective] by Rabbi Yitzchok Breitowitz, and [http://www.jlaw.com/Articles/bankruptcy.html Bankruptcy - A Viable Halachic Option?] by Steven H. Resnicoff</ref>
# One who refuses to pay for something that he bought or to return something he took on consignment is in violation of this prohibition. For example, if a broker takes diamonds on credit to sell, and he uses the cash to pay for his own living expenses, but when the time came to pay for the diamonds he closed. Going out of business does not absolve him from paying for what he took, or to keep the diamonds and money still in his possession. Regarding bankruptcy of a corporation, a competent halachic authority should be consulted. <ref>Halachos of Other People's Money pg. 39. see [https://www.businesshalacha.com/en/article/bankruptcy-halacha Bankruptcy in Halacha] from the Business Halacha Institute, [https://www.jlaw.com/Articles/bank.html Bankruptcy: A Halakhic Perspective] by Rabbi Yitzchok Breitowitz, and [http://www.jlaw.com/Articles/bankruptcy.html Bankruptcy - A Viable Halachic Option?] by Steven H. Resnicoff</ref>


====Refusing to Pay Rent===
====Refusing to Pay Rent====
# Refusing to pay rent, either for some form of real estate or equipment is a violation of Oshek. This could also be a violation of Bal Talin<ref>Halachos of Other People's Money pg. 41 </ref>
# Refusing to pay rent, either for some form of real estate or equipment is a violation of Oshek. This could also be a violation of Bal Talin<ref>Halachos of Other People's Money pg. 41 </ref>