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Being Careful With Other People's Money: Difference between revisions

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* Kitzur Shulchan Aruch 182:1 relates a story from the Tanna d’Bei Eliyahu of a certain person who shorted a non-Jewish customer in the measure of dates that he sold him. Later, he used the money from that transaction to purchase oil. The flask broke and the oil was spilled, causing the one relating the incident to exclaim, “Blessed is G-d, Who does not let people get away with such things!” Leviticus 19:13 says, “Do not oppress your neighbor or steal from him.”
* Kitzur Shulchan Aruch 182:1 relates a story from the Tanna d’Bei Eliyahu of a certain person who shorted a non-Jewish customer in the measure of dates that he sold him. Later, he used the money from that transaction to purchase oil. The flask broke and the oil was spilled, causing the one relating the incident to exclaim, “Blessed is G-d, Who does not let people get away with such things!” Leviticus 19:13 says, “Do not oppress your neighbor or steal from him.”
* Hilchot Bayit Ne'eman pg. 189 quotes from the Chida in the name of the Arizal that anybody who steals from a non-Jew, even an idol worshipper, that non-Jew will scream and litigate against the Jew when he dies.
* Hilchot Bayit Ne'eman pg. 189 quotes from the Chida in the name of the Arizal that anybody who steals from a non-Jew, even an idol worshipper, that non-Jew will scream and litigate against the Jew when he dies.
* see [https://www.yutorah.org/lectures/lecture.cfm/886659/rabbi-shay-schachter/the-prohibition-of-stealing-from-a-non-jew-gezel-akum/ The Prohibition of Stealing from a Non-Jew Gezel Akum by Rabbi Shay Schachter]</ref>  
* see [https://www.yutorah.org/lectures/lecture.cfm/886659/rabbi-shay-schachter/the-prohibition-of-stealing-from-a-non-jew-gezel-akum/ The Prohibition of Stealing from a Non-Jew Gezel Akum by Rabbi Shay Schachter]</ref>
====Using Deception to Steal Something from a non-Jew====
====Using Deception to Steal Something from a non-Jew====
# Acquiring money or merchandise from a non-Jew by tricking him is strictly forbidden.<ref>Halachos of Other People's Money pg. 44-45, Aruch Hashulchan CM 348:2, Rav Moshe Feinstein (Igrot Moshe CM 1:88), [http://halachayomit.co.il/en/default.aspx?HalachaID=3534/ Halacha Yomit] . see also Beer Hagolah 348 who writes that he has personally seen people who have attempted to become wealthy by deceiving non-jews, and eventually, their success turned to failure and their fortunes disappeared.
# Acquiring money or merchandise from a non-Jew by tricking him is strictly forbidden.<ref>Halachos of Other People's Money pg. 44-45, Aruch Hashulchan CM 348:2, Rav Moshe Feinstein (Igrot Moshe CM 1:88), [http://halachayomit.co.il/en/default.aspx?HalachaID=3534/ Halacha Yomit] . see also Beer Hagolah 348 who writes that he has personally seen people who have attempted to become wealthy by deceiving non-jews, and eventually, their success turned to failure and their fortunes disappeared.
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## An sales executive may not add fictitious expenses to his employer's bill, even if he reasons that since he has outperformed the other salesmen, the employer would be happy to provide this. One should certainly clarify this issue with his employer before doing so.<ref>Halachos of Other People's Money pg. 46 in the name of Rav Zalman Nechemia Goldberg</ref>  
## An sales executive may not add fictitious expenses to his employer's bill, even if he reasons that since he has outperformed the other salesmen, the employer would be happy to provide this. One should certainly clarify this issue with his employer before doing so.<ref>Halachos of Other People's Money pg. 46 in the name of Rav Zalman Nechemia Goldberg</ref>  
## If one purchases a phone which later becomes defective after the warranty expires. A friend who worked in an electronic store gives him a fake sales receipt, dated within the warranty. This is certainly prohibited.<ref> Halachos of Other People's Money pg. 47 in the name of Rav Zalman Nechemia Goldberg</ref> Similarly, if somebody borrows a friends AAA card for the free towing service although he himself is not a member, he is stealing the towing costs.<ref>Halachos of Other People's Money pg. 47</ref>  
## If one purchases a phone which later becomes defective after the warranty expires. A friend who worked in an electronic store gives him a fake sales receipt, dated within the warranty. This is certainly prohibited.<ref> Halachos of Other People's Money pg. 47 in the name of Rav Zalman Nechemia Goldberg</ref> Similarly, if somebody borrows a friends AAA card for the free towing service although he himself is not a member, he is stealing the towing costs.<ref>Halachos of Other People's Money pg. 47</ref>  
## An attorney tells a client that the work will take ten hours, so he will be for that long at a certain rate. The case was completed successfully in 2. The lawyer rationalizes that since the client had agreed to pay for ten, he may bill for ten. However, since he agreed to bill by the hour, he may only charge for the 2 hours.<ref>Halachos of Other People's Money pg. 49</ref>
## Insurance Companies
### Somebody purchasing car insurance, illegally states that his older brother is the primary driver, and then the younger brother submits a claim. He may not accept payment from the insurance company.<ref>Halachos of Other People's Money pg. 48</ref>
### Somebody buys life insurance and writes a lower weight than the true weight, or checks off non-smoker when he really does smoke. If he dies from something related to weight or smoking, he may certainly not accept payment. If he dies from something unrelated, one should seek a rabbinic authority. <ref> Halachos of Other People's Money pg. 48</ref>
### A physician may not bill a patient's insurance for procedures that were not performed.<ref> Halachos of Other People's Money pg. 48</ref>
### A patient may not have a doctor write a prescription in someone else's name so that their insurance will have cover.<ref> Halachos of Other People's Money pg. 49</ref>


===Stealing from the Government===
===Stealing from the Government===